CMK offers many credit products to meet your requirements. Credit is based on the payment abilities which are linked with savings at CMK. Loan duration starts from 1 month to 60 months. The charged interest rate varies from 0.83% per month, depending on the loan types. Repayment is on monthly basis and interest calculation is on remaining due capital, using the amortizing balance method.
Advance on Salary
Loan granted to members whose salary is directly deposited within the limit of 50% of the monthly salary. Advance on salary are due within 1 month.
To be qualified:
Be a CMK’s member with salary directly deposit
No collateral needed
Business Loan
CMK provides loan in both Riel and Dollar for any business purposes based on the capability of monthly reimbursement.
Personal Loan
A personal loan is for individuals to purchase items such as a motorbike, house equipment, tuition fees , etc.
Loan Salary Directly Deposited
Especially designed for those who currently use payroll transfer service with CMK, loan will be granted for any purpose with attractive terms.
Quiet Loan
Designed for members who intend not to withdraw from their savings for any purpose. The loan amounts is up to the total savings.
Credit in Fine
An all-purpose loan repaid in full at one time (principal + interests) at the end of the contract. Well suited for agricultural purposes.
Debt Consolidation Loan
At Credit Mutuel Kampuchea, we combine your credits into a single one credit. You can ease the burden of your family budget expenses and get extra money and increase your purchasing power
Terms and conditions :
Be a CMK member at least 6 months
Loan amount based on the average savings of the past three months